Start with the operation
The starting point is the vessel, its management and its trading pattern. We consider technical particulars, class and flag, ownership and management arrangements, trading limits and recent claims experience. A fleet renewal, new acquisition or change of trade can call for a different set of questions.
Look beyond the premium
Hull and machinery, protection and indemnity, war risks and loss of hire address different exposures and should be considered together. Our approach is to compare the proposed scope, deductibles, limits, exclusions and notification requirements alongside price. Any available cover depends on the insurer’s acceptance and the agreed wording.
Keep the programme aligned
Insurance needs do not end at placement. Changes to trading areas, management, charter arrangements or vessel particulars should be considered against the policy. We focus on clear communication around renewals, endorsements, surveys and documents so that operational changes are raised with the relevant market.
Prepare for a claim
A practical claims discussion starts with prompt notification through the channels specified in the policy, an accurate chronology and preservation of relevant records. Logbooks, survey findings, repair documents and correspondence may be relevant depending on the incident. This page is not a claim-notification channel.