Map the journey
A useful submission describes the goods, values, origin and destination, transport modes, transshipment and storage. The nature of the commodity and the way it is packed can be as relevant as the route. We ask for practical information that helps the market understand the proposed risk.
Clarify the interest and terms
The sale contract and delivery terms help identify the insurance responsibilities to discuss. Cargo insurance and a carrier’s liability insurance are different subjects; the appropriate arrangement should be evaluated for the interest at risk. We avoid assuming cover from a transport document alone.
Consider the programme structure
A single shipment or an annual arrangement may be considered depending on activity and market acceptance. Proposed clauses, valuation, deductibles, exclusions and any storage or accumulation limits need to be reviewed against the actual operation. There is no automatic confirmation of warehouse or delay-related cover.
Make documentation practical
Clear shipment declarations, document requirements and loss-notification procedures help the insured understand what is expected. If damage or shortage occurs, follow the relevant policy instructions and preserve available evidence. This information is a discussion guide, not confirmation of cover.